Personal property coverage is designed to protect your belongings inside your home. Other structures coverage, on the other hand, provides protection for structures that are not attached to your home, such as a shed or fence. This coverage typically extends to attached structures like garages or decks. It helps protect the physical structure of your home from covered events such as fire, storms, or vandalism.
While every policy is different, there are several basic coverages that should be considered.ĭwelling coverage is one of the core elements of a home insurance policy. When it comes to protecting your home, having a comprehensive insurance policy is essential. Understanding the Different Coverages Available in a Home Insurance Policy The Ultimate Guide to Understanding Home Insurance Policies Understanding the Different Coverages Available
